SUMMER OFFICE HOURS
for BOROUGH HALL & POLICE RECORDS
May 18, 2017 through September 1, 2017
Mon, Tue, Wed 8:30 am to 4:30 pm
Thursday 8:30 am to 7:30 pm
(extended evening hours)
Friday 8:30 am to 12:30 pm
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Oceanport Borough Hall:

315 E. Main Street
Oceanport, NJ 07757

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departments

Tax Collector

To Make a Tax Payment / Check Tax Information Online, click here.

The property tax is payable in four quarterly installments: February 1, May 1, August 1 and November 1. There is a ten day grace period.

Tax payments must be received by the Tax Collector's Office no later than February 10, May 10, August 10 and November 10 in order to avoid interest charges.

Personnel
Tax Collectors Office
Explanation of Property Taxes
Calculating Your Property Tax
Property Tax Due Dates
Understanding Your Property Tax Bill
Added Assessments and Omitted Added Assessments
Tax Appeals
New Owners
Veteran Real Estate Deduction
Senior Citizen Deduction
100% Total Disabled Vet Exemption
Tax Relief Programs
Name and Address Changes
Tax Maps (large download)
Tax Sale Information


 

Hours of Operation: Monday-Friday, 8:30 A.M.-4:30 P.M.

Personnel

Position Name Phone Email
Tax Collector Peggy Warren 732-222-8179  
Tax Clerk Jason Sutton 732-222-8179 taxcollector@oceanportboro.com

Tax Collectors Office

Working under the statutes of the State of New Jersey, and the ordinances of the Borough of Oceanport,it is the duty of this office to bill, collect, enforce and provide reports on the taxes levied by the Borough, School Board and County.  It is our mission to fulfill the duties of this office to the best of our abilities, to educate the residents on the tax collection process, and to assist the Seniors and Veterans of our Borough in the application and completion of state-mandated forms for tax reduction programs.  Also, as part of our mission, it is our intent that every payment received will be posted to the respective property on the day it is received.

 

Explanation of Property Taxes

The overall property tax is actually made up of different taxes established by four separate taxing districts. The municipal purposes tax, for example, is used to finance municipal services such as law enforcement, emergency medical services, trash and recycling collection, snow removal, storm water drainage infrastructure maintenance and improvements, road maintenance and improvements, recreation, and general municipal administration.

The county tax is established by the Monmouth County Board of Chosen Freeholders and is used to finance county administration and county projects. This tax includes the county purposes tax, library tax, health tax and county open space tax. Questions about the county tax should be directed to the Monmouth County Administrator. The telephone number is 732-929-2147.

Local and regional school taxes, which make up the largest part of your tax bill, are used to finance the Oceanport School District and the Oceanport share of the Shore Regional School District. School budgets are adopted by elected Boards of Education. The Oceanport Mayor and Council, does not establish the school tax. Questions about the school tax should be directed to the appropriate school board.

Although the Tax Collector is responsible for collecting all of these taxes, the Mayor and Council only authorizes the municipal purposes tax and the municipal open space fund. The other three taxing agencies, all of which are comprised of independent governing bodies elected by the voters, establish their own tax rates.

 

Added Assessments and Omitted Added Assessments

An improvement to your home will result in increased value of your home and therefore an increase to your property assessment. This will take the form of an added assessment tax bill, which you will receive in the mail at the end of October after the improvement is substantially completed for its intended use. This bill shall be payable on November 1, February 1 and May 1 and then the added assessment amount will be included in your annual tax bill received in June for the new tax year. Therefore, just as you planned ahead for this improvement, you should also plan ahead and set aside funds for the added assessment tax bill.

If you did not receive an Added Assessment Tax bill for work completed in the previous year, you will receive an "Omitted Added" Assessment bill in addition to an "Added Assessment" bill the year following the improvement.

Please note, not scheduling a final inspection for your building permit does not delay the added assessment tax bill.

 

Calculating Your Property Tax

Your tax rate and the assessed value of your property are used to determine the amount of tax you pay each year. For example, to calculate the amount of tax due on a property with an assessed value of $100,000, follow these steps:

  1. Divide the assessed value by 100. In this example, the result is $1,000.
     
  2. Multiply the result by your tax rate. In this example, for the year 2016, you would multiply $1,000 by $2.143. Your taxes in 2016 would be $2143.00.

 

Property Tax Due Dates

The property tax is payable in four quarterly installments: February 1, May 1, August 1 and November 1.

There is a ten day grace period. Tax payments must be received by the Tax Collector’s Office no later than February 10, May 10, August 10 and November 10 in order to avoid interest charges.

 

Understanding Your Property Tax Bill

Tax bills are mailed once each year (usually in July). The tax bill contains four payment coupons that indicate the payment number (1, 2, 3 or 4), the quarterly tax due, and the due date.

Remittance requiring a receipt must be accompanied by the entire tax bill with a self-addressed, stamped envelope. If you do not require a receipt simply detach the appropriate payment coupon from the tax bill and mail it or deliver it to the Tax Collector’s Office together with your check or money order. Please do not mail cash.

The final annual tax rate is not known until all four taxing agencies have adopted their budgets. This usually occurs during June or July of each year.

Added Assessments and Omitted Added Assessments

An improvement to your home will result in increased value of your home and therefore an increase to your property assessment. This will take the form of an added assessment tax bill, which you will receive in the mail at the end of October after the improvement is substantially completed for its intended use. This bill shall be payable on November 1, February 1 and May 1 and then the added assessment amount will be included in your annual tax bill received in June for the new tax year. Therefore, just as you planned ahead for this improvement, you should also plan ahead and set aside funds for the added assessment tax bill.

If you did not receive an Added Assessment Tax bill for work completed in the previous year, you will receive an "Omitted Added" Assessment bill in addition to an "Added Assessment" bill the year following the improvement.

Please note, not scheduling a final inspection for your building permit does not delay the added assessment tax bill.

 

Tax Appeals

The Procedure in the Tax Collector's Office for processing County Board Judgments:

If you have a successful appeal with the county, the adjustment is first applied to the fourth quarter taxes (lowering the amount due November 1st), and then to the third quarter if there is a reminding balance.

An adjustment will also be made to the first and second quarters for the following year on the same tax bill. After the adjustment is applied to the tax account a revised bill will be sent to the owner of the property as well as the Mortgage Company of record.

Please be advised the levy adjustment cannot be calculated or applied until there is a certified tax rate.

 

New Owners

Tax bills are only mailed once a year and are not always transferred at closing. It is the new homeowner's responsibility to obtain tax information. A copy of your tax bill is always available at our office per your request.

 

Veteran or Surviving Spouse/CU Partner/Domestic Partner of Veteran or Serviceperson Real Estate Deduction

Annual Benefit: $250.00

File this claim with the Tax Assessor’s Office

Eligibility Requirements: All requirements for this deduction must be met as of October 1 of the pretax year (in other words, the year prior to the calendar tax year for which the deduction is claimed).

A. Veteran Claimant as of October 1 pretax year must:

  1. Have had active wartime service in the United States Armed Forces and been honorably discharged;
     
  2. Own, wholly or in part, or hold legal title to the property for which the deduction is claimed; and
     
  3. Be a citizen and legal or domiciliary resident of the State of New Jersey.

B. Surviving Spouse/CU/Domestic Partner Claimant as of October 1 pretax year must:

  1. Document that the deceased veteran or service person was a citizen and resident of New Jersey at the time of death who had active wartime service in the United States Armed Forces and who was honorably discharged or ho died during active wartime duty;
     
  2. Not have remarried/ formed a new civil union of a new registered domestic partnership;
     
  3. Be a legal or domiciliary resident of the State of New Jersey; and
     
  4. Own, wholly or in part, or hold legal title to the property for which the deduction is claimed.

NOTE: Claimants must inform the Tax Assessor’s Office of any change in status which may affect their continuing entitlement to this deduction.

 

Senior Citizen/Surviving Spouse, CU Partner or Domestic Partner/Disabled Person Deduction

Annual Benefit: $250.00

File this claim with the Tax Assessor’s Office.

Eligibility Requirements: Eligibility for this deduction is established prior to the calendar tax year for which the deduction is claimed.

  1. Property ownership as of October 1 of pretax year; and
     
  2. New Jersey citizenship as of October 1 of pretax year; and
     
  3. Residence in dwelling as of October 1 pretax year and residence in New Jersey for one (1) year immediately prior to October 1 of pretax year; and one or more of the following:
     
    Senior citizen age 65 or more as of December 31 of pretax year; or
     
    Permanent and total disability as of December 31 of pretax year; or
     
    Surviving spouse age 55 or more as of December 31 of pretax year and at the time of spouse’s death.
     
  4. Income, including spouse's income, will not exceed $10,000.00 per tax year excluding, with restrictions, Social Security, Federal and State pensions, and disability income. You will be required to file a Post-Tax Year Income Statement (Form PD5) on or before March 1 each year of the year immediately following the tax year for which deduction was claimed or received. The form confirms your post-tax year income and anticipates current tax year income.

 

100% Total Disabled Vet Exemption

Annual Benefit: Exemption from Real Estate Taxes

File this form with the municipal tax assessor at any time during the tax year.

ELIGIBILITY REQUIREMENTS

A. Disabled Veteran Claimant (must meet all 5 requirements)

  1. Have had active war time service in United States Armed Forces and been honorably discharged;

  2. Have a United States Veterans Administration certification of wartime service-connected disability:

  3. Wholly own or hold legal title to the dwelling house for which exemption is claimed;

  4. Occupy the dwelling house as the principal residence;

  5. Be a citizen and legal or domiciliary resident of New Jersey.

B. Surviving Spouse Claimant / Domestic Partner Claimant (must meet all 6 requirements)

  1. Document that the deceased veteran or serviceperson was a citizen and resident of New Jersey at death who had
    active wartime service in the United States Armed Forces and who was honorably discharged or who died on active wartime duty.

  2. Document that the deceased veteran had V. A. certified wartime service-connected disability;

  3. Not have remarried / formed a new registered domestic partnership;

  4. Wholly own or hold legal title to the claimed dwelling house;

  5. Occupy the dwelling house as the principal residence;

  6. Be a citizen and legal or domiciliary resident of New Jersey.

NOTE **Claimants must inform the assessor of any change in status which may affect their continued entitlement to the exemption.

 

Tax Relief Programs

All funds for tax relief are provided by the State of New Jersey. You receive applications for each program, from the State of New Jersey.

Listed below are the contact phone numbers for the property tax relief programs currently available:

Property Tax Reimbursement (aka Tax Freeze): 800.882.6597

Homestead Rebate: 877.658.2972

 

Name and Address Changes

The Tax Assessor's office is responsible for records of ownership. All name and address changes for tax records must be made through their office. The Monmouth County Clerk's office forwards new deed information to the Tax Assessor's office on a regular schedule which is used by the Borough to update property records.

The Tax Collector's office changes tax records by weekly update from the Tax Assessor's records.

If you need to change the mailing address for a parcel of property, please supply the Tax Assessor with the following information:

Your name and relationship to property, Example: Jane Doe, Owner or Jane Doe, Executrix

Block and Lot

Street address of property

New mailing address to use for all Borough correspondence

Your signature and date

 

Tax Sale Information — Borough of Oceanport

A Tax Sale is held in October each year for unpaid prior year(s) taxes and sewer. The tax sale list is advertised in the LINK, a weekly paper available on Thursdays in Oceanport, Long Branch, Ocean Township, Monmouth Beach, West Long Branch, Eatontown, and Sea Bright.

State law regarding New Jersey tax sale process can be found in New Jersey statute: NJSA 54:5-19 etc.  The New Jersey statutes can be found at your library or online at:  www.njleg.state.nj.us/.

A TAX LIEN DOES NOT GIVE YOU THE RIGHT TO TRESPASS OR TAKE POSSESSION OF THE PROPERTY. THAT IS DONE THROUGH THE FORECLOSURE PROCESS.

WE URGE YOU TO KNOW THE TAX SALE PROCEDURE AND RESEARCH ANY PROPERTY YOU BID ON!!!

Elements of the Tax Sale

New Jersey law requires all 566 municipalities to hold at least one tax sale per year, if the municipality has delinquent property taxes and/or municipal charges.

At the tax sale, title to the delinquent property itself is not sold. What is sold is a tax sale certificate (a lien on the property). Tax sale certificates can earn interest of up to 18 per cent, depending on the winning percentage bid at the auction. At the auction, bidders bid down the interest rate that will be paid by the owner for continuing interest on the certificate amount. If the interest is bid down to one per cent, then a “premium,” is bid. The premium is kept on deposit with the municipality for up to five years. If the tax sale certificate is not redeemed, or the property not foreclosed upon within the five year period, then the premium escheats to the municipality. No interest accrues on the premium to the benefit of the buyer of the tax sale certificate.

The winning bidder is the one who bids the lowest percentage of interest or bids the highest premium. At the close of the sale, the winning bidder must immediately pay the municipality the taxes and interest to date; in exchange the municipality will provide the bidder the tax sale certificate. In order for the winning lien holder to protect their interest in the tax sale certificate, it should be recorded in the Deed Room at the County Clerk’s Office within 90 days of the sale.
Taxes continue to accrue on the property after the sale of the certificate. Bidders have the option to pay these subsequent taxes; if they are not paid, a tax sale certificate will be sold at the next tax sale. Any subsequent certificate issued will be paramount to any prior certificate. Subsequent taxes paid by the lien holder earn interest at the rate set by the municipality (18% for Oceanport).

If the certificate is redeemed by the property owner prior to foreclosure, the certificate can earn a redemption penalty at the rate of 2, 4, or 6 percent, depending on the amount of the original tax sale certificate. This is in addition to any interest rate on the certificate.

After two years, a lien holder can begin proceedings in Superior Court to foreclose on the property. If foreclosure is perfected, then the name on the deed is changed to that of the lien holder who can then take possession of the property.